Retirement Staking Plan Calculator (AUD)
Spread a unit target plus the run’s losses over a fixed divisor.
The retirement plan works toward a target measured in units, dividing the remaining target plus the series’ accumulated losses over a fixed divisor (default six). It’s a steadier, more spread-out recovery than a target-profit or martingale chase.
Set the target units and divisor, then play a sequence to watch the recovery spread across several bets rather than one.
How it works
Dividing by a fixed number (six by default) means each bet only attempts a fraction of the recovery, so the stake rises far more gently than plans that try to win it all back in one. A win cuts the remaining target by its profit and brings the series closer to done.
It’s still a recovery plan — a long cold run grows the accumulated losses and lifts the stake — but the divisor keeps the escalation measured. A larger divisor is calmer; a smaller one chases harder.
stake = ⌈(remaining target + series losses) ÷ divisor⌉; series ends when the target is recovered.
Worked example
- Opening stake $60 ÷ 6 = $10.
- After a $10 loss: ($60 + $10) ÷ 6 = $11.67.
- A win cuts the remaining target by its profit, easing the next stakes.
Play it out above to see the spread recovery.
FAQ
- How does the retirement staking plan work?
- It aims at a target in units, spreading the remaining target plus the run’s losses over a fixed divisor so each bet only chases a fraction of the recovery.
- What does the divisor do?
- It sets how many bets the recovery is spread across. A larger divisor means smaller, calmer stakes; a smaller divisor chases harder and risks more.
- Is it safer than target-profit?
- Generally yes — dividing the recovery over several bets rises more gently than trying to win it all back at once. It still can’t beat the odds.
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